The Lone Star State is a standout, not just in terms of having among the best drivers nationwide, but for having some of the soberest motorists. Wyoming$27$71 Jan. 19, 2022, at 5:23 p.m. 10 Best States for Drivers WalletHub ranked states based on a number of metrics, including traffic congestion and the price of gas. We grouped these metrics into three ranking factors: Safe Habits, Safe Choices, and Percent of Drivers with Insurance. 10 States with the Best Drivers in 2022 - Insurify New Jersey still ranks as one of the states with the best drivers based on its low number of fatal accidents per 100,000 people and 100 million miles. Comparison shopping should be easy. Northeastern states, like New York, New Jersey and Rhode Island enforce a speed limit of 55 to 65 mph, which makes rural interstates and urban causeways far safer. Share of drivers with a clean record: 82.50%, Total number of licensed drivers (2019): 15,560,628. The darker the state, the friendlier to drivers. Roads in the United States aren't as busy these days, with much of the country still under some form of lockdown and many people still electing to work from home. Missouri$35$73 What happens after an auto accident without insurance? The state has the lowest percentage of roads in unacceptable condition, and residents spend the fewest hours in urbanized congestion than in any other state. New York$67$113 The information on this site does not modify any insurance policy terms in any way. Tennessee$34$73 New Jersey - Share of drivers with a clean record: 86.26%. This state ranks at number nine with over 1/5th of their drivers being uninsured. Connecticut - Share of drivers with a clean record: 87.08%. From the Florida Everglades to Arizonas Death Valley, the 50 states are vastly different, from culture to terrain. These Are the Best (and Worst) U.S. States to Drive In - Thrillist If you live in one of the states with the best drivers, you may have cheaper auto insurance rates. Share Click here to see the 10 States with the Best Drivers report for 2021. New Mexico and South Carolina have the second and third-worst drivers overall, with the former receiving the lowest Safe Driving Habits score and the latter receiving the lowest Safe Driving Choices score in the country. Geico is recommended for those who have speeding and reckless driving on their records, while Progressive is recommended for those who have a history of accidents or have DUI arrests on their record. According to Bankrate's most recent study, the states also drastically. The states average car insurance rates are the highest in the country, coming in at $2,724, which is $1,050 higher than the national average for full coverage. The top 10 states with the worst drivers, based on the aforementioned criteria, are Mississippi, Nevada, Tennessee, Florida, California, Arizona, Texas, South Carolina, New Mexico, and Alaska. Start making moves toward your money goals and compare your debt management options. A Red Ventures company. Applicants disclose their state of residence and any prior violations on their driving record when applying for car insurance. Gas prices frequently fluctuate due to global events, but on average, states with better access to oil refineries and lower taxes typically have lower gas prices across the board. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Does being a safe driver lead to lower auto insurance rates? We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company. Each year, based on data from fatalities, driving under the influence (DUI) arrests, citations, and speeding tickets, states are ranked as states with the worst drivers or states with the best drivers. Ultimately, you'll be responsible for damage to your car if the person youve collided with doesnt have protection. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. In MoneyGeek's analysis, the states we ranked as having the worst drivers have higher rates of fatalities related to driving under the influence, driving while distracted, and speeding, lower rates of seat belt usage and lower percentages of insured motorists all factors that make roads more dangerous and put other drivers at risk. When evaluating rates, please verify directly with your insurance company or agent. Our partnerships dont influence our content. The Northeast has the best drivers, with Massachusetts, New Hampshire, and New Jersey appearing in the top 10 of these lists year after year. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. While bad drivers span the U.S., some states have safer drivers than others. Progressive is recommended for those who have a history of accidents or have DUI arrests on their record. Shop around with multiple companies and compare quotes and discounts before buying to find the best auto insurance rates in your state. What are the criteria used to rank the best and worst drivers by state? Also, they are ranked 11th when it comes to the highest number of vehicle-related fatalities. When it comes to driving, you win by playing by the rules. If you care most about getting cheap car insurance, you may want to check out companies like Geico and Amica. Drivers in the Wonder State have the tenth-highest rate of clean driving records in the nation. West Virginia - Share of drivers with a clean record: 82.62%, 9. Tennessee. Best Drivers by State (2023) | AutoInsurance.org The costs associated with a vehicle vary significantly by state, particularly for gas and car insurance. In the Report's milestone 15th year, we're also sharing the Risky Roads in the 15 bottom-ranked cities where collisions are most common. A whopping 5 of the 10 best driving cities in the country are in Michigan, which also has the highest share of drivers with a clean record 88.1% of any state in the country. Nevada - Share of drivers with a clean record: 83.79%, 4. Pennsylvania6. Hawaii and Minnesota have the highest rate of uninsured drivers, but its still much less than the. Pennsylvania$42$81 Rhode Island$63$109 . Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Drivers in the Mountain State have cleaner records than the average American driver by five percent. Mississippi also has the second-lowest rate of insured drivers at 76.3%. Our opinions are our own. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more. Quotes and offers are not binding, nor a guarantee of coverage. Massachusetts. So, what if you just didn't? Both Progressive and Geico have cheaper rates than the annual average costs of other insurance companies. Those four areas top this year's list of the states with the worst drivers, according to a survey performed by GMAC Insurance. A DUI usually results in having your license revoked and being charged significantly more for your insurance premiums. Sunday and Monday are expected to see minimal traffic, however. Erie Insurance, Progressive and Geico are also good . Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Michigan sets an example for safe driving. This is good news for the state, which only three years earlier was ranked by . California has approximately four DUI arrests per 1,000 drivers, ranking them at number five for states with the worst drivers. Colorado$43$82 states where it is licensed We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Rudest Drivers by State | Bankrate Minnesota3946.9.7579.9% Home insurance doesn't have to be a hassle. In addition, California clocks the most DUI arrests of any state per year, at 120,262 in 2019, the last year for which data was available. eighth most expensive state for car insurance, Rhode Island drivers pay more for their car insurance, averaging $342 more per year than the national average, second-cheapest average annual full coverage car insurance, costs $467 less per year than the national average, third-cheapest auto insurance premiums in the U.S, average cost of full coverage car insurance by state, National Highway Traffic Safety Administration, The worst states for homeowners insurance: Our 2022 analysis, The most dangerous states for pedestrians: Our 2022 analysis, The Best and Worst States for Drivers, Ranked, Do Not Sell or Share My Personal Information, California Consumer Financial Privacy Notice. Choose the best home insurance company for you. Its clear that Americans are getting back on the roads at a higher volume and are likely to continue doing so at increasing rates throughout 2021. In this article, we explore driving behavior, statistics, and road safety to uncover which states have the most skilled and cautious drivers, as well as those with room for improvement. The residents of Florida have the lowest rate of insured drivers at 73.3%. Ohio9. The state also has one of the highest rates of seatbelt use in the U.S. and one of the lowest rates of traffic fatalities. For more information, please see our Hawaii has the least fatal traffic accidents on this list, but Massachusetts has the fewest auto accident fatalities per capita in the U.S. StateNumber of Fatal Traffic Deaths per YearNumber of Deaths per 100,000 PeopleNumber of Deaths per 100 Million Vehicle Miles DrivenNumber of Fatal Accidents on an ExpresswayPercentage of Uninsured Drivers Almost half 45% of fatal accidents in the U.S. involved two or more vehicles. Of 1,000 drivers, approximately six drivers have been arrested with a DUI charge. States With the Most Irresponsible Drivers - 2022 Edition Safe drivers with clean records are eligible for reduced rates and auto insurance discounts from the biggest insurers: auto insurance discounts from top companies Our editorial team does not receive direct compensation from our advertisers. To create our list of the best states for drivers, Expertise.com compared all 50 states based on 17 metrics, divided in three subcategories: Safety, Car Ownership and Repair Costs, and Traffic and Infrastructure Conditions. To ensure our content is accura Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Michigan - Share of drivers with a clean record: 88.16%. West Virginian drivers fail to stop at red lights a full 41 percent less than the average American motorists and cause accidents 16 percent less often. Bad driving record auto insurance is always going to be more expensive. Virginia$35$70 Check out todays auto loan rates. Coverage.com, LLC, a licensed entity (NPN: 19966249). Best and worst states for driving in 2022 | CarInsurance.com Bankrates editorial team writes on behalf of YOU the reader. In 2021, accidents involving drunk driving accounted for 31% of driving fatalities. West Virginia is a newcomer to the rankings, not having made the top ten states with the best drivers list in 2020. While Mississippi drivers are most often cited for speeding compared to other infractions, their stellar rate of safe drivers has earned them high marks on the national scale. Michigan$66$114 subject matter experts, But bad driving isnt just frustrating it can also have deadly consequences. Only two years ago, the state ranked second worst. The States With the Worst Drivers - ABC News People who drive a lot arent necessarily better drivers. They also ensure ATVs, snowmobiles. We discuss strategies for promoting safer driving habits and offer tips for staying safe on the road. You learn a lot from her, and at the end of the day she's the icon of the game, the G.O.A.T. The information, statistics, and data visualizations on this page are free to use, we just ask that you attribute any full or partial use to Insurify with a link to this page. For two metrics, Texas ranks second worst in the U.S.: fatal car accidents involving a drowsy driver and fatal car accidents . Our experts have been helping you master your money for over four decades. On the other hand, the states with the best drivers will have lower traffic fatality rates and fewer uninsured motorists on the road. Bankrate.com is an independent, advertising-supported publisher and comparison service. Gain valuable insights into accident rates, traffic violations, and other factors that contribute to driver performance. These seven states are home to the safest drivers due to the low number of fatal auto accidents and uninsured drivers. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. They are ranked at the third highest in driving-related deaths. Our partnerships dont influence our content. Hawaii. Drive with peace of mind when you compare insurance carriers and find the policy thats right for you. Money market accounts are similar to savings accounts, but offer some checking features as well. NJ ranks 10th among best states for Uber drivers | NJ Spotlight News On any road, you will likely encounter your fair share of good and bad drivers. With a clean driving record rate that exceeds the national average by nine percent, the Great Lake State leads the country for law-abiding driving. And we constantly review our criteria to ensure were putting accuracy first. New Mexico. While gas prices in Utah are higher than in most states, Utah drivers also spend an average of $368 less per year for full coverage car insurance than drivers in the rest of the country. Arizona is on the list specifically because of its rates of vehicle-related fatalities. The more quotes you compare, the more chances to save. Texas. Despite this good news, New Jersey's auto insurance rates are among the nation's highest. New York - Share of drivers with a clean record: 84.50%, 3. You have money questions. The state has the highest number of roads and bridges in disrepair, and Rhode Island residents spend more time in urbanized congestion than residents of 45 other states, on average. Here's an explanation of how we make money District of Columbia$52$111 Illinois$37$74 We found that, overall, the best states for drivers are generally found in the Midwest. Also, they are ranked 11th when it comes to the highest number of vehicle-related fatalities. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Getting cheaper auto insurance quotes in South Carolina is as easy as clicking a button. Key takeaways Utah ranks first as the state with the worst drivers, followed by California and Iowa. Find an expert who knows the market. As for why neighbors Minnesota and Wisconsin are at opposite ends of the scale, the study concluded, "Wisconsin . Travelers10% - 23% for no accidents or violations for three to five years Interestingly, while Florida drivers exhibit some of the safest driving behaviors, they also pay the second-most expensive auto insurance premiums in the nation, according to Insurifys 2020 report. There are two recommended insurance companies that are more supportive towards those drivers who are not the best. 6. WalletHub's new maps reveal which US states are the best and worst for drivers in 2021, based on cost, safety, traffic, and access to vehicles and maintenance. Safe Auto10% discount for those who are six months claim free Worst Drivers by State: 2023 Report | SmartFinancial Utah has the worst drivers in the nation Connecticut has the best drivers nationwide States with a high number of DUIs also ranked high for other dangerous driving behaviors like speeding and accidents Eastern states are generally better drivers than western states What happens after an auto accident without insurance? The Garden State actually moved up from ninth in last years rankings to fifth this year, holding a six percent lead above the national average for its share of clean driving records. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Five of the top 10 states with the worst drivers are in the South, including Texas, Louisiana, Oklahoma, Kentucky and South Carolina. Most drivers understand the value of buckling up, demonstrated by the fact that the national use rate of seat belts was 91.6% in 2022. That's for you to decide. Sign up here for our daily Thrillist email and subscribe here for our YouTube channel to get your fix of the best in food/drink/fun. Montana has the worst drivers in the country. When you drive while impaired, not only are you putting yourself at risk, but everyone else on the road as well. Top States in the US With the Worst Drivers | MoneyGeek With only 80% of drivers insured, and a rate of three DUI arrests per 1,000, Tennessee is next on the list of states with the worst drivers. And although North Dakota is the sixth most dangerous state overall, it takes top honors for safest driving behaviorfollowed by Maine, Nebraska and Vermont. Hes also been featured on sites like Reviews.com and Safeco. On the other side of the spectrum, Hawaii is considered the worst U.S. state for drivers, according to the findings. Well then you might want to steer clear of New York, New Jersey, Washington, D.C. and California. Quotes and offers are not binding, nor a guarantee of coverage. Our insurance industry partnerships dont influence our content. on the road. Best and Worst States to Drive in - 2019 | Verizon Connect North Carolina$30$66 The best drivers live in these states, research shows According to the National Highway Traffic Safety Association (NHTSA), the most common bad drivers speed, drive recklessly, and fail to maintain their lane or yield to other drivers and pedestrians. These rates are averages, and individual factors such as your age, gender, and driving record will affect your auto insurance quotes. The Empire States presence among the top ten comes rather unexpectedly, given that New York did not even make the rankings last year. The information on this site does not modify any insurance policy terms in any way. Those pale states? The residents of Florida have the lowest rate of insured drivers at 73.3%. While the states ranking in 2021 is a few notches lower than last years when it held the number two spot, its clear that Kentucky drivers are still better than average at maintaining a clean driving record.
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